PHOENIX, Ariz. – Envision Captive Consultants announced that Phoenix Captive Insurance Company now provides a $5 million primary limit, effective March 1, 2026. This enhanced primary limit is a huge advantage to the members of the program and is increasing the already strong interest in the program.

“Excess premiums have the contracting industry in a stranglehold,” said Andrew Cardoza, Envision Captive Consultants Relationship Manager. “This $5 million primary limit is designed to relieve pressure on members’ total insurance spend for excess layers, while streamlining the placement of the first $5 million of coverage through Phoenix Captive.”

The contracting industry continues to face significant pressure from rising excess insurance premiums. By delivering a $5 million primary limit for Phoenix Captive members, Envision Captive Consultants aims to help current and prospective members reduce the cost of excess coverage while offering the simplicity and convenience of a one-stop solution for the first $5 million of liability protection.

About Us

Envision Captive Consultants, LLC is a boutique captive consultant that provides captive solutions through Group Captives, Single Parent Captives, Captive Education, Innovative Solutions, and more. We build our captives with safety and risk management as our core beliefs, and all of our captives are member-owned and member-run.

We currently operate (3) Group Captives (see below) as well as multiple Single Parents and programs, such as our Hospital Cyber Program:

• Performance One (heterogeneous captive)
• Phoenix (homogeneous contractor’s captive)
• PowerShift (homogeneous transportation captive)

If you have any questions or would like to learn more about Envision, please reach out to:

Andrew Cardoza

Envision Captive Consultants

602.384.6882 | Andrew.Cardoza@EnvisionCaptives.com | https://envisioncaptives.com/